Life and Medical Insurance: Module 3: A Dissection of Coverage of Medical Insurance Policies

Introduction

In Hong Kong, there are over 2 million doctor consultations every month, costing on average HK$260 per private medical consultation. In additional to the out patient medical expenses, the medical costs of hospitalization cannot be is costly.

In view of the aging population in HK, the medical costs and the demand for medical insurance coverage are increasing. There are different medical products offered by insurance companies. As the insurance intermediaries, product knowledge of the various medical insurance plans is essential. This programme aims at analyzing the features of the 3 key medical insurance plans – Traditional Medical Insurance Plan, High End Medical Plan and Voluntary Health Insurance Scheme.

Who Should Attend

Insurance intermediaries and those who are involved or interested in medical insurance

Programme Contents

A Dissection of Coverage of Medical Insurance Policies

醫療保險保障範圍剖析

• The Key Differences among High-end/Traditional/VHIS Medical Products

• Common Medical Policy Exclusions

• Common Medical Policy's Terms and Conditions

• Tips for Claims Adjudication

• Medical Case Studies

• Recapitulation and Questions/Answers