Mainland Latest Dynamics Module 2: Impact of Real Estate Debt Crisis on Mainland's Banking Industry and Individuals

Course Code:

PE4200686

Start Date:

To Be Advised

Hours:

3.0

Level:

Short Course

Application Form

Email:

peak@vtc.edu.hk

Enquiry:

28361922

內地最新動態單元二：內房債務危機對銀行業及個人的影響

Mainland Latest Dynamic Module 2: Impact of Real Estate Debt Crisis on Mainland's Banking Industry and Individuals

市場對國內房地產開發商的債務問題關注度漸高，本課程涵蓋債務危機出現的原因，這場危機對內地經濟、內房市場及內地銀行與金融體系將帶來的影響，內地政府是否會拯救受困的開發商，投資者和股東應持有的期望。

1. 內房債務危機的背後起因

(i) 負債規模龐大

(ii) 土地資產質素

(iii) 政策調控影響

2. 內房債務危機對銀行業的影響

(i) 壓降房地產貸款集中度

(ii) 去房地產開發貸杠杆化

(iii) 房地產不良貸款率上升

(iv) 強化不良貸款資產轉讓

(v) 收縮對民企房地產信貸

(vi) 銀行信貸產品走多元化

3. 內房債務危機對個人的影響和投資啟示

(i) 房產價格下跌

(ii) 投地意欲下降

(iii) 失業率的上升

(iv) 消費意欲疲弱

(v) 保障預售資金

(vi) 個人投資啟示

Teaching Language

All classes are conducted in Cantonese, supplemented with English terminology. (Except courses are specified conducted in English)

Continuing Professional Development (CPD)/Continuous Professional Training (CPT) hours

IA CPD Hours: 3

MPFA Non-core CPD Hours: 3

SFC CPT Hours: 3

HKMA ECF CPD Hours 3

Bookmark this

Language