Introduction
In Hong Kong, there are over 2 million doctor consultations every month, costing on average HK$260 per private medical consultation. In additional to the out patient medical expenses, the medical costs of hospitalization cannot be is costly.
In view of the aging population in HK, the medical costs and the demand for medical insurance coverage are increasing. There are different medical products offered by insurance companies. As the insurance intermediaries, product knowledge of the various medical insurance plans is essential. This programme aims at analyzing the features of the 3 key medical insurance plans – Traditional Medical Insurance Plan, High End Medical Plan and Voluntary Health Insurance Scheme.
Who Should Attend
Insurance intermediaries and those who are involved or interested in medical insurance
Programme Contents
A Dissection of Coverage of Medical Insurance Policies
• The Key Differences among High-end/Traditional/VHIS Medical Products
• Common Medical Policy Exclusions
• Common Medical Policy's Terms and Conditions
• Tips for Claims Adjudication
• Medical Case Studies
• Recapitulation and Questions/Answers
Enrollment
- Enrollment of virtual CPD programmes can only be made through VTC’s Continuing & Professional Education website (https://cpe.vtc.edu.hk/en). The programme fees must be paid online by Credit Card (Visa / Master). Only enrollment with completed information and payment will be processed.
- Applicants should upload* a copy of your Hong Kong Identity (HKID) Card / Passport / Travel Document, or valid visa / entry permit for study issued by the Immigration Department of the Hong Kong Special Administrative Region (HKSAR) during the enrollment process for identity verification purpose. The uploaded image should only show your full name in both English and Chinese with your photo. Other personal information must be covered.
* File size shall be less than 4 MB. File format shall be in jpg, jpeg, pdf or png.
- All places are allocated on a first-come-first-served basis. Incomplete forms and forms received without payment will not be processed.
Notification of Class Commencement
Successful applicants will be notified of the class confirmation and relevant information by email at least 7 working days## before class commencement. Login information including Meeting ID and Passcode, and Student Login ID will be sent to students by email 3 working days## before class commencement. Please contact us at 2836 1892 if you do not receive the notification and/or login information 3 working days## before the class commencement.
## Working days (exclusive of Saturdays, Sundays and Public Holidays)
Applicants should ensure their digital devices be equipped with a video camera and connected to a stable network before enrolling the virtual CPD Programme.
Students are required to show themselves in front of the camera throughout the lesson, otherwise the CPD / CPT hours will be deducted.
Certificate
Students who have participated in PEAK’s CPD short courses via virtual classrooms and achieved an attendance rate of 80% or higher may download their certificates from PEAK’s website (www.peak.edu.hk) starting from the 6th working day upon completion of the respective courses. The certificates shall be downloaded within three months from the date of course completion.
Note: Only electronic form of Certificate (“e-Certificate”) will be provided for virtual CPD short courses that commence on or after 1 May 2026. For enquiries, please call 2836 1922.