(This course introduction in provides Chinese contents only)
內地最新動態 單元二:內房債務危機對銀行業及個人的影響
Mainland Latest Dynamic Module 2: Impact of Real Estate Debt Crisis on Mainland's Banking Industry and Individuals
市場對國內房地產開發商的債務問題關注度漸高,本課程涵蓋債務危機出現的原因,這場危機對內地經濟、內房市場及內地銀行與金融體系將帶來的影響,內地政府是否會拯救受困的開發商,投資者和股東應持有的期望。
1. 內房債務危機的背後起因
(i) 負債規模龐大
(ii) 土地資產質素
(iii) 政策調控影響
2. 內房債務危機對銀行業的影響
(i) 壓降房地產貸款集中度
(ii) 去房地產開發貸杠杆化
(iii) 房地產不良貸款率上升
(iv) 強化不良貸款資產轉讓
(v) 收縮對民企房地產信貸
(vi) 銀行信貸產品走多元化
3. 內房債務危機對個人的影響和投資啓示
(i) 房產價格下跌
(ii) 投地意欲下降
(iii) 失業率的上升
(iv) 消費意欲疲弱
(v) 保障預售資金
(vi) 個人投資啓示
Enrollment
- Enrolments of virtual CPD programmes can only be made online through VTC’s Continuing & Professional Education website (https://cpe.vtc.edu.hk/en). Applicants may pay the programme fee by Credit Card (Visa / Master) in the online enrolment system. Only enrolment with completed information and payment will be processed.
- Applicants should upload* the Hong Kong Identity (HKID) Card / Passport / Travel Document, or valid visa / entry permit for study issued by the Immigration Department of the Hong Kong Special Administrative Region (HKSAR) for enrollment. Please show your full name both in English and Chinese and your photo only. Other personal information must be covered.
* File size shall be less than 4 MB. File format shall be in jpg, jpeg, pdf or png.
- All places are allocated on a first-come-first-served basis.
Notification of Class Commencement
Successful applicants will be notified of the class confirmation and relevant information by email at least 7 working days## before class commencement. Students will receive an email from PEAK with virtual class link and student login ID 3 working days## before class commencement. Please contact us at 2836 1906 if you do not receive the notification 3 working days## before the class commencement.
## Working days (exclusive of Saturdays, Sundays and Public Holidays)
For virtual CPD programmes, applicants MUST prepare camera or web cam with stable network connection.
During the class, student must keep the camera on, and stay in front of the camera, otherwise the CPD / CPT hours will be deducted.