PDI - Financial Planning
Tel: 2836 1863
Email: johntsang@vtc.edu.hk Mr. Arvin Lau (Programme Secretary)
Tel: 2919 1429
Email: arvinlau@vtc.edu.hk Fax: 2891 5707
Learning Outcomes
On completion of the module, students are expected to be able to:
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outline and assess the principal factors involved in the fact-finding of client data, according to their different aims, prioritising objectives, financial status and risk profile including various life circumstances and events;
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formulate holistic financial plans and make recommendations of options to client scenarios based on financial services and products available and different future assumptions; and
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review and provide corresponding suggestions for financial plans of client scenarios to accommodate changed circumstances and revised needs.
Learning Contents
- Tax planning
- Marriage, family, divorce
- Personal tax planning
- Estate planning
- Trust tax planning
- Retirement planning
- Pre-retirement planning for employees, self-employed and directors
- Pension options on retirement
- MPF
- Annuity, retirement products provided by the Hong Kong Mortgage Corporation Ltd
- Financial protection in the event of disability, ill health or death
- Financing long-term care and protection in the event of disability and ill health
- Financial protection for a family in the event of premature death
- Business protection for partners and directors in the event of death and disability
- Savings and investments
- Construction of savings and investment portfolios
- Domestic propertypurchase
- Asset and Wealth Management
- Client analysis
- Client information
- Quantitative and qualitative data
- Client’s investment risk attitude/opinion
- Client’s existing financial arrangements
- Client’s priorities and needs
- Financial planning solutions and recommendations
- Assessing a client’s needs
- Client’s taxation liability
- Formulating a plan
- Financial planning solutions and recommendations
- Consulting with other professionals
- Ethical/compliance issues
- Client’s existing arrangements
- Presentation of data
- Report writing
- Reviewing clients’ financial position
- Periodic review of client's financial position
- Review strategy
- Key review periods
- Existing financial solutions
- Changes to client's circumstances
- Reviewing a client's position
Entry Requirements:
- Five HKDSE subjects at Level 2 or above, including English and Chinese Languages with 2 or more years relevant full-time work experience; or
- Five HKCEE subjects at Grade E/Level 2 or above, including English* and Chinese Languages with 3 or more years relevant full-time work experience; or
- Completion of a QF Level 3 programme that is deemed acceptable to the respective Programme Committee; or
- Relevant Recognition of Prior Learning (RPL) qualification(s) at QF Level 3 or above AND a pass in an admission interview; or
- Other relevant verifiable prior learning and/or work experience that is/are deemed appropriate by respective Programme Committee AND a pass in an admission interview.
Continuing Education Fund
The modules of “Professional Diploma in Insurance” (PDI) have been included in the list of reimbursable courses for Continuing Education Fund (CEF) purposes (https://www.wfsfaa.gov.hk/cef). The mother course “Professional Diploma in Insurance” of the modules is recognised under the Qualifications Framework (QF Level 4).
For the modules commenced on or before 31 March 2022 (the 1st module should be commenced on or before the date), CEF claimants would be eligible for fee reimbursement upon their successful completion of any 4 modules selected from PDI (CEF Course Code: 33F11053A), with the fulfilment of both the minimum attendance requirement of 70% AND passing each of the 4 modules at 50% or above.
For the modules commenced on or after 16 August 2022, CEF claimants would be eligible for fee reimbursement upon their successful completion of any one module selected from PDI with the following CEF course codes, with the fulfilment of both the minimum attendance requirement of 70% AND passing the module at 50% or above.
| CEF course code (for the modules commenced after 16 August 2022) | CEF Course Title in English (for the modules commenced after 16 August 2022)
|
| 33Z139271 | Financial Planning (Module from Professional Diploma in Insurance) |
| Course Code | Programme | Level | |
|---|---|---|---|
| 780I2 | PDI - Insurance Organization Operations | Module Certificate | |
| 781I2 | PDI - Liability Insurance | Module Certificate | |
| 782I2 | PDI - Marine and Aviation Insurance | Module Certificate | |
| 783I2 | PDI - Personal Investment and Financial Services | Module Certificate | |
| 784I2 | PDI - Financial Planning | Module Certificate | |
| 785I2 | PDI - Business Financial Planning | Module Certificate | |
| 791I2 | PDI - Insurance Principle and Practice | Module Certificate | |
| 792I2 | PDI - Insurance Underwriting and Claims | Module Certificate | |
| 793I2 | PDI - Legal Aspect of General Insurance | Module Certificate | |
| 794I2 | PDI - Property Insurance | Module Certificate | |
| 795I2 | PDI - Motor Insurance | Module Certificate | |
| 796I2 | PDI - Life and Health Insurance | Module Certificate | |
| 797I2 | PDI - Life Insurance Underwriting and Claims | Module Certificate | |
| 798I2 | PDI - Legal Aspect of Life Insurance | Module Certificate | |
| 2025/11/03 | Nov 03, 10, 17, 24 Dec 01, 08, 15, 22, 29 Jan 05 (Every Mon, 18:45 - 21:45) |